Sunday, October 14, 2012

Can I ask you this?

What you would do if you were in this sitution ?

So about 6 years ago, you and your siblings were discussing about some so called "insurance" should anything  happen to your mother..then you and your siblings decided to take up an insurance policy to help to reduce the "would be"  burden,just to make sure that no one should be burdened financially?

A pact was reached, an insurance policy was purchased, and you and your siblings agreed to "equal share " the premium every month, say the X amount each person had to fork out.

It was going on as agreed,some how or rather, along the way, you forgot to ask your siblings to contribute as promised when the mode of payment was switched to "standing instruction" via your credit card, so now you have been religiously paying the premium and you have forgotten to ask them about the portion of their shares...................the X amount.

Now,suddenly you feel that you are in a "tight' situation financially and the amount that you were supposed to save on your children's education fund was in a way sacrificed and you feel that it is the time to kind of voice up to your siblings once again to get them to "contribute" their shares as promised.

It has been 4 years or so that you have been "carrying on" alone this burden and sometimes because of this burden, the monthly allowance that you are supposed to give to your mother was sometimes reduced and you really feel bad in "short changing" your own mother.

The X amount is not that "big" if it is spread out but if it is all alone, it might just be a burden to you, the insurance premuim and the monthly allowance (of which you really don't intend to reduce because you love your mother)

So,, what you would do?  Continue as if everything is "business as usual" and hurt yourself a little here and there or voice up your burden and remind them of their pledge but risk being label as the "bad guy"

So I told my friend to hang it there but he said too heavy,too hard sometimes,,,,

P/S " You don't blame them for forgetting but would they blame you for reminding ?


  1. Ask and it will be given, moreover it has been agreed upon in the first place.

  2. Must keep our words after committing..

  3. When it comes to money, there is no family or friend. Just go on paying on your own, God will bless you. He shall provide like how He provides for the least of His creations.

  4. Talk to them but contd with the contributions.

  5. since it was agreed, it is ok to ask the other siblings to pay their share..even past dues.

    we have the same agreement for our grand-aunt. only grandchildren pays and sometimes i, myself have forgotten to pay the "chong" (the lead ).

  6. As far as $$ concern, it is always the most sensitive issue to voice out among our sibling.As we knew that we love our only mom unconditionally,i'll definitely sort of admonish about the premium matter because assume i don't bring out the matters, how long can i accommodate myself for incessantly contributing the premium alone which will indirectly affected the imbalance financial allocation over my own family.Nevertheless maybe i'll propose to bare the premium by myself entirely and the monthly allowances to mom will solely bare among our siblings.Or may be I and my siblings can work out in other better suggestion.I'll try my very best to bring out the matter calmly and not fervently among my siblings. have a good day,Bro (:-P

  7. $$ always sensitive, but since it's an agreed amount, maybe should voice out.. sometimes, we also got to be pro-active when come to collecting the $$, or else ppl take for granted to 'forget' conveniently.. since no one asking.

  8. Should ask the sibling to contribute their part as promised. Maybe it would be hard for the sibing to pay him off the outstanding amount in lump sum. Can ask the sibling start to pay the whole monthly insurance fee including his share part, till the amount tally back with the outstanding sum.

  9. this is such a hard situation. Sometimes, when there is a need, i think we should open our mouth no matter how. It has been discussed earlier, isn't?

  10. if you are tight then you should tell them the problems and share it out..
    Family will help each others..

  11. This situation is rather bad and hard to resolved.

    I will to say it out, and see anyone can help.

  12. When comes to money, it is always a difficult issue. But the family need to sit down and discussed. After all, they made a commitment to help to pay the mother's premium every month.