Received a call from a very dear old friend, we have known each other for a long time now,ever since she was single, now thay she has a eldest son of 23 years old, that's about summing up how long i have known her.
The reason she called was to ask me for some financial assistance, she told me her house installment was 4 months overdue, and the bank has come down hard on her as she has been labelled as habitual defaulter. I dont know why, this time unlike the previous times, i told her that i might not be able to help her, she was saddened by my reaction, as this has never happened before.
I have been in a way helping her financially(without the knowledge of my wife), i dont know why,this time i just could not do it and i felt frustrated in extending the help,(eventhough i can still manage the amount).
I have been advising her "to cut the coat according to the cloth" been telling her to look for ways to reduce her spending, but i guess all my advice to her has come to a naught. I can understand that her husband does not earn that much being a school bus driver,but i can see she is not doing enough to living within means,(dont want to elaborate lah)
I have said to her many times, let sit down and learning to work out a budget, to prevent her from overspending, to look for ways to cut expenses, and everytimes i talk about budgeting she will hit me back that life would be no fun, if have to cut this, have to cut that.
Now, i am struggling, should i be so adamant enough to say NO, risking a long friendship or should i just give in for the last time? i really dont know.
When i tell my wife about this, i really hope she can understand, me helping another old friend.
P/S : I dont mind giving but would it help?