There are things that are really synonymous to the words "open secrets" or " unwritten laws" and the essence of these words usually will underline unfairness, so story goes...................
Accompanied my lovely wife for her medical check up to destiche the 11 stiches for her tendon repair together with my in laws and sister in law,(they flew up just to see her, how nice they are), as she was waiting for her turn to see the doc, i sauntered out to the lobby to read my book (it is brigther in the lobby then the waiting gallery), suddenly i overheard this conversation transpired between two elderly patients.
Patient A." You know the nurse told me the charges would be different for my cataract surgery."
Patient B," How different?"
Patient A." She said if i claim against insurance for the surgery the charges will be about another few hundred more than if i pay cash or credit card."
Patient B," Sure or not?"
Because i had the similiar experience when my mother had her cataract surgery, she was asked if she wanted to use insurance or cash and when my mother told me about the so called "discrepency" i called up the insurance company to lodge a complaint.
The person in charge of my complaint told me that she had heard about such "double standard" but they were unable to do anything about it cos it was like " a willing buyer and a willing seller" situation.
She then told me if i could get a written quotations for the "double standard" from the hospital concerned, i fired back at her telling her that i'd tried but they refused.
Back to the conversation between the two aunties, i then joined in the conversation and sharing with these two aunties my mother's experience.
This is damn unfair,dont you think so? I use my insurance to cover for my sickness, in the end i was made to pay more than i should and eventually all the insurance companies start telling the comsumers that they have got no choice but to increase the insurance premium for the high medical costs incurred by their policy holders.
P/S : Sometimes we are really at someone's mercy